This newly renovated house inside and out is located conveniently in the heart of Duluth's primary shopping and retail corridor in the sought after quiet, Cardinal Lake neighborhood with no HOA! This house boasts a brand NEW roof, deck, and exterior paint. On the inside, you are welcomed with brand new easy to maintain LVP flooring throughout with new interior paint. There is a spacious living room upon entering, perfect for family gatherings, then leading into the kitchen area which boasts new white, shaker cabinets, quartz countertops, and stainless steel appliances. The breakfast area opens to the serene backyard with ultimate privacy which can be enjoyed on the newly built deck. Upstairs, you will find three bedrooms and two renovated bathrooms with designer, neutral tile, glass enclosures, and new vanities. The best part of the house is the downstairs which has endless possibilities - rent out the two spacious bedrooms long term, keep it as a guest retreat, an office area, or Airbnb! There is ultimate flexibility as it features exterior access from the front and back of the house. Everything in this house has been remodeled and is ready for its new owner, including a new HVAC system and water heater. There is no HOA but you have the option to join the Cardinal Lake Civic Association and have pool and lake access. Best of both worlds! Did I mention you can walk to Shorty Howell Park, McDaniel Park, Walmart, and H-Mart?!