**OWNER FINANCE** 60k down. 4k/month (PITI). Bad or no credit, no problem! 5-bedroom, 2.5-bathroom residence featuring a fully finished basement, nestled on a tranquil cul-de-sac within an appealing swim/tennis community. Upon entry, you'll be greeted by the elegance of hardwood floors extending through the two-story foyer and across the main level. The kitchen is a bright and open space adorned in pristine white, complete with a breakfast bar and nook, offering a clear view into the family room, where a striking stacked stone fireplace takes center stage. The master bedroom boasts a double trey ceiling and an en-suite tiled bathroom with a luxurious jacuzzi tub, complemented by a spacious walk-in closet. The full walkout basement includes a fifth bedroom and is pre-plumbed for an additional bathroom, making it a versatile space suitable for a fantastic man cave or an inviting teen/in-law suite. The exterior showcases a real stucco front and three sides of wood siding for a timeless aesthetic.